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First Time Home Buyer
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We believe that every new home buyer should discuss their situation with a mortgage professional. We'll take the time to answer your questions, explain the process step by step and when you're ready - find you a mortgage that will make your new home a reality. Our links to CMHC and Genworth offer excellent guidelines for insured mortgages as well as specific programs for self-employed.

Canada Revenue Agency
Property Purchase Tax

Spencer Close & Associates Inc.

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